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Debt & Dating

With Valentines Day just around the corner, I was thinking about dating and getting back out there, and read about how finances play a role when it comes to the dating world. Not surprisingly, a person’s debt might limit your dating opportunities.

According to a survey from, roughly three-quarters of American adults said they would rethink starting a relationship based on the other person’s debt. So what constitutes debt?

  1. 56% think credit card debit is the number one problem
  2. 52% think student loans was an issue
  3. 49% listed mortgages
  4. 49% auto loans
  5. 45% medical bills
  6. 45% personal bills

Ok, I have zero credit card debt, no student loans, I don’t own a house so no mortgage to pay, my vehicle is paid off, I have zero medical bills and no personal bills.

So why am I still single, and alone?

I remember when money and relationships first entered my dating life and became in issue. I was with someone for several years, and making steps to further the relationship was contingent on how much money he happened to make. It was frustrating cause when it comes to love money shouldn’t matter, but, it certainly does. And based on this survey, it’s obvious money and dating is an issue when it comes to debt. I wonder when I get back out there what the conversation will be. Usually I tend to worry about admitting I have a mental illness but, now the conversation just might be more stressful when it comes to financial status. But, like I said, I don’t have debt. But I’m not lucrative either. I’m not embarrassed about my income cause I do good work in the world, but still.

Maybe subconsciously I’m not quite out there dating cause I’m not a home owner at my age or something. Maybe I’m hoping one of my books will sell, and I’ll be more marketable cause I’ll have a heavier income. I don’t know but, at the very least, I can say I’m debt free. And truth be told, I would be hesitant to enter a relationship with someone that has a lot of debt. I’m not trying to be rude but, I have to be honest about it. Maybe that makes me a hypocrite cause here I am wary of dating someone with debt but, not willing to be with someone until I make more money.

I don’t know. It’s complicated.

To read more on the article referenced above please see link below:

Debt & Dating

Erica Loberg

Erica Loberg was born and raised in Los Angeles, CA. She attended Columbia University in New York and graduated with a BA in English. She is a published poet and author of Inside the Insane, Screaming at the Void, What Men Should Know About Women, What Women Should Know About Men, Diamonds From The Rough , Undressed, and I'm Not Playing.

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APA Reference
Loberg, E. (2019). Debt & Dating. Psych Central. Retrieved on June 6, 2020, from


Last updated: 26 Feb 2019
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