How to Prevent Money from Hurting Your Relationship
Money can be a touchy topic in relationships, whether you have a little bit or a whole lot. How we handle money is usually related to a deeper emotional issue, rather than strictly a financial issue. Our personal relationship with money creates the foundation for how we handle finances in our significant relationships. And when our partners don’t share the same type of relationship with money as we do, money-handling can cause tension and disagreements, possibly leading to resentment and even breakups, if the issues persist.
It’s common that both partners may not agree about money-handling, but it’s possible to compromise. The trouble generally starts either when financial guidelines in the relationship haven’t been established — so there are no boundaries for handling money; or when guidelines are established, but the boundaries are crossed without discussion or agreement.
One of the biggest areas of conflict I hear in couples therapy is the idea that one wants to put money away for the future, while the other wants to live in the present and stop saving so much. While there may be validity to both points of view, these desires are opposite, and therefore will need compromise in order to keep conflict from continuously arising.


In order to make improvements in our relationships, it’s necessary to figure out what’s not working well… and in order to figure out what’s not working well, we first have to recognize the signs of trouble (the symptoms that suggest there is an underlying issue).
When we take a moment to notice how we manage our day-to-day, moment-to-moment moods within our relationships, it’s interesting to see that the first communication of a bad mood is usually already too late to prevent conflict. How often does your partner snap at you (or vice versa), with that moment being the first realization that he or she is in a bad mood?
Have you ever been in an argument with your partner where you both reference a conversation or an event that occurred in the past, and can’t agree on what actually happened? But you both believe beyond all doubt that you know exactly what happened and what was said?
Have you ever experienced a feeling of helplessness when a loved one or friend has struggled with depression? We don’t want to see our loved ones in pain, but it’s not always clear how to provide the appropriate support for what they are going through. We may end up saying things that we think they want to hear that either add fuel to the fire, or just simply are not helpful. Depression is an emotional struggle that prevents logic and reason from helping someone feel better. We can point out all the good things from our perspective, and then end up frustrated that our friend or loved one both isn’t feeling any better, and now has probably asked you to stop talking.

Relationships all have their share of trying times. It’s unrealistic that a relationship will always be happy and smooth. Even the best of relationships experience rough patches. But how we respond to these difficult moments is what determines the direction a relationship will take from there.